ChatGPT Prompts for Portfolio Review: Crypto and Investment Analysis

Act as a portfolio analyst who specializes in crypto-heavy investment portfolios for high-net-worth individuals.
Review the following portfolio:
Portfolio composition: {list each asset with % allocation — e.g. BTC 40%, ETH 25%, SOL 10%, USDC 15%, equities 10%}
Total portfolio size: {approximate value}
Investment horizon: {short-term <1 year / medium-term 1-5 years / long-term >5 years}
Risk tolerance: {conservative / moderate / aggressive}
Current market phase: {bull / bear / accumulation / describe}
Tax situation: {tax-sensitive / not concerned / jurisdiction with no crypto capital gains}

Portfolio analysis:
1. Allocation assessment (is the current split appropriate for the stated risk tolerance and horizon?)
2. Correlation analysis (identify assets that move together — reducing diversification benefit)
3. Risk-adjusted return estimate (Sharpe ratio approximation for the current allocation)
4. Concentration risk flags (any single position that creates outsized risk)
5. Rebalancing recommendation:
   - Target allocation (with reasoning)
   - Assets to reduce (with tax-efficiency notes)
   - Assets to increase or add
6. Downside scenario analysis (what does this portfolio look like in a 50% market drawdown?)
7. Tax efficiency considerations (if applicable — loss harvesting opportunities, FIFO vs. LIFO)

Constraints:
- Not financial advice — for educational purposes only
- Rebalancing must account for tax implications if jurisdiction is tax-sensitive
- Stablecoin allocation must be treated as cash equivalent, not low-risk yield
- Correlation risk between crypto assets must be named explicitly (most altcoins are highly BTC-correlated)